The Cost of Weight Loss Surgery: Insurance Coverage and Financing Options


woman doing push-upsInsurance almost always covers the cost of bariatric surgery for patients who meet certain qualifications. Meanwhile, we offer very affordable options for patients who are uninsured, or cannot secure insurance coverage for the entire cost. Bariatric surgery can save lives, and we believe that financial concerns should never stand between this treatment and the patients who need it. Dr. Joseph Naim is happy to discuss the procedure, your candidacy, and the cost of weight loss surgery during a consultation at his practice serving Long Beach, Orange County, and the greater Los Angeles area. Contact us today to schedule your appointment.

Factors Affecting the Cost of Bariatric Surgery

The cost of bariatric surgery typically includes:

  • Pre-surgical laboratory and screening fees, such as X-rays and blood tests
  • The surgeon’s fee
  • Anesthesia fees
  • The operating facility fee
  • Post-operative care for about 90 days

Insurance Coverage and Financing Options

Today, many insurance plans cover weight loss surgery under specific circumstances. Generally, insurance companies require that patients submit proof that their weight loss surgery is medically necessary. Our staff is happy to advocate on your behalf for the maximum coverage possible, and we can prepare the documents and pre-authorization letter needed for insurance coverage approval.

If your insurance provider denies your request, or only agrees to pay for a portion of the procedure, we are prepared to help you. Patients can appeal the determination, and we can support you through this process. In fact, about twenty-five percent of all patients considering bariatric surgery are denied coverage three times before finally receiving approval from their insurance provider.

For patients who ultimately do not qualify for insurance coverage, or lack insurance entirely, we can help determine a plan to make the cost of surgery affordable. This usually involves arranging a loan through a third-party lender or a credit card. There are many financing companies today that deal exclusively with those in need of medical treatment, and they can arrange manageable repayment plans that fit your budget comfortably.

An Investment That Can Change - And Save - Your Life

Bariatric surgery can be one of the wisest investments you ever make. Weight loss following bariatric surgery often results in decreased risk of developing conditions like type 2 diabetes and high blood pressure. This can mean fewer hospital stays and doctors’ visits, and less money spent on medications. Bariatric surgery can also provide a wealth of non-medical benefits. Many patients enjoy participating in physical and social activities they could not before. They also report an improvement in work performance and personal relationships, and an overall increased sense of optimism and self-confidence. A bariatric procedure with Dr. Naim can help you achieve all of these benefits. He has helped hundreds to experience a better quality of life though bariatric surgery, and he can help you experience these priceless benefits, too.

Contact Us To Learn More

If you are considering weight loss surgery, but have concerns about cost, please contact us today. We are glad to answer all your questions and help you understand how easy it can be to afford a new chapter of health and happiness in your life.